Kidbys — Financial Model

Interactive companion to docs/FINMODEL.md. Move the assumptions — every tile, curve and gate recomputes. Defaults match the document. Amounts are planning assumptions in USD, taxes excluded; countries are enabled only after legal, payment, tax, safety, support and storefront approval. Bids and merch use Stripe/Apple Pay; Collector Pro and in-app Spark packs use the applicable storefront path; the Agent subscription sells on the web where permitted. Each 4¢ Spark allocates 3¢ to the child / 1¢ platform gross. Print-on-demand: platform keeps 30% of retail, 10% goes to the child's piggy. The ramp starts at 50 beta families.

Revenue vs. total cost — 36-month ramp

Monthly, at growing family count. The marked point is break-even.

RevenueTotal cost
Data table

Revenue mix at target scale

Monthly, at the target family count.

Data table

Cost mix at target scale

Monthly planning placeholder. Initial launch requires human pre-publication review; replace with measured reviewer minutes and staffing.

Data table

Method notes: contribution margin = revenue − modeled variable costs. The closed-experiment break-even excludes founder compensation and complete production safety, support, compliance, fraud, tax, dispute and resilience costs. Storefront/payment rates and permitted checkout paths are planning inputs only and require release-time country review. Spark spread is booked on pack sales; print-on-demand is modeled net; provider, tax and accounting treatment must be validated before launch.